TravelSafe Travel Insurance Plans

TravelSafe Travel Insurance Plans

Forbes Advisor's ratings of the best travel insurance say that the Classic plan (above) is TravelSafe's best plan.


This plan from TravelSafe covers trip cancellation up to $10,000, missed connections up to $500, travel delays up to $500, and accident and illness medical costs up to $35,000. (primary coverage). The plan also pays up to $100,000 for emergency medical evacuation.


GolfSafe Travel Protection plans: This plan is made for golfers who want their travels to be covered in a special way. Coverage for trip cancellation, medical costs, emergency evacuation, bags, golf obligations, lost golf rounds, missed connections, sports equipment rental, and more are just some of the many benefits. If you or someone you're traveling with gets a hole-in-one, a unique perk called "buy you a beer" will reimburse you up to $250 for drinks from the clubhouse.


Optional extras

With the TravelSafe Classic plan, you can get coverage for accidental death and dismemberment while on an airplane.


For the TravelSafe Classic and Basic plans, the extended personal protection package pays for sports equipment rentals if your own gear is lost, damaged, or delayed by a common carrier, like an airline.


The damage coverage on a rental car pays for things like damage caused by a crash, hail, flood, and other things. It also pays for car theft.


The TravelSafe Classic plan can be upgraded to include "cancel for any reason" coverage. It pays back 75% of your trip costs if you have to cancel for a reason that isn't on the list in the base policy. This could be because you changed your mind or didn't like the entry requirements for Covid in the country you were going to. Note that TravelSafe does not offer this kind of coverage in New York.


How much travel insurance from TravelSafe costs

Different plans from TravelSafe have different prices because the plans have different benefits. Cost usually depends on your age and how much your trip costs. Here are some examples of how much the Classic plan costs:


Cost for travelers and the trip

Two people in their 30s on a $5,000 trip to Turks and Caicos $261

Two people in their 40s taking a $5,000 trip to Mexico $312

Two people 65 years old on a trip to Greece that costs $7,000. $718

Two people in their 70s on a trip to the UK that costs $5,000. $473

Does TravelSafe offer travel help around the clock?

With TravelSafe's travel insurance plans, you can get help in an emergency 24 hours a day, 7 days a week. A team that speaks more than one language can help with things like:


  • Find a lost passport
  • How to get in touch with the Embassy
  • Changes to hotel and flight plans
  • Rates of exchange
  • Details about the weather in your area
  • Inoculation requirements
  • Visa requirements
  • Interpreter referrals

What Doesn't It Cover?

Every travel insurance plan has things it doesn't cover, so it's a good idea to read the fine print so you know what yours doesn't cover. Here are some things that the TravelSafe Classic plan doesn't cover:


Checkups on a regular basis

Routine dental care

Treatments and procedures you choose

a mental, nervous, or psychological disorder or condition unless hospitalized or partially hospitalized

Taking part in dangerous or exciting activities

Racing on horses or cars

Taking part in a speed or endurance event or competition

If you aren't certified to dive and there isn't a dive master with you, you can't go diving.

being high on drugs unless they are given on the advice of a doctor.

TravelSafe: How to File a Claim

The TravelSafe claims office is open from 8 a.m. to 5 p.m. ET, Monday through Friday. You can file a claim online. Make sure you look closely at the supporting documents you need to fill out the claim.


Methodology

We used data from Squaremouth, a site that compares travel insurance plans, to rate 46 policies and find the best ones. When a company had more than one good plan, we chose the one with the highest score. Our ratings are based on how well each plan covers benefits (2/3 of score) and how much it costs on average for different trips and types of travelers (1/3 of score).


The benefits that were scored were: medical expenses, medical evacuation, Covid coverage, pre-existing condition exclusion waivers, "cancel for any reason" coverage, trip interruption, travel delay time requirements, baggage delay time requirements, baggage reimbursement, hurricane and weather coverage requirements, and financial default of a travel supplier.